Everyone’s vision of retirement is unique to themselves. Possibly one of your fantasies involves lazing around on a beach chair or sailing through azure seas on a boat. Or maybe going on adventures in the great outdoors, visiting museums, or seeing live performances at a theater or concert.
It’s possible that you have no intention of “retiring” at all and instead want to launch a new company after your primary profession comes to an end. Our list of the 2021 Best Places to Retire in the United States might assist you in zeroing in on the perfect setting for your golden years, regardless of the specifics of your ideal retirement community.
Do you need some assistance in locating the ideal place to plant some roots and make the most of this exciting chapter of your life? Dig in and enjoy.
Fort Myers
Fort Myers, which can be found in southwest Florida, is seeing a significant population increase. The city has a welcoming policy that aims to provide economic possibilities that are fair and equal, while also maintaining stability for companies and residential districts. A community that prides itself on its cleanliness, widespread availability of high-speed internet, great utility services, and housing options at affordable prices in Fort Myers.
People over the age of 65 make up over a quarter of the population of Fort Myers. The city offers free guided tours across several of its parks, as well as a variety of cultural events, stunning gardens, and historical landmarks like the Edison and Ford Winter Estates. The cost of assisted living facilities is rather high, but there is a low incidence of violent crime and a large number of elderly people like the mild temperature.
Mesa
Mesa should not be forgotten if you are looking for a spot to retire in which the sun shines throughout the whole year. Stay active and enjoy your retirement by taking advantage of all the options for outdoor leisure that are available in the resort-style neighborhoods that are sprinkled throughout this Phoenix suburb. Golfing enthusiasts will have a great time honing their skills at any one of the region’s 25 golf courses, and if you’re a baseball fan, you’ll have the opportunity to watch Major League Baseball Spring Training games and also game days.
Aside from all of that, the cost of living in Mesa is reasonable; not only is it lower than the average cost of living in the United States, but it’s also 1 percent cheaper than the average cost of living in Arizona! In addition, retirees may have peace of mind knowing that the Banner Desert Medical Center, which has received several accolades, is accessible to meet their healthcare requirements. With a high fixed income and a good quality of life generally, this city ranks high. Also, the state income tax is low.
Asheville
On our ranking of the greatest places to retire, the cities of Asheville, North Carolina, and Palm Coast, Florida are tied for having the highest percentage of residents aged 65 and over. The citizens of Asheville have the opportunity to experience all four different seasons, with highs in the 80s and lows in the 30s on average. You won’t have any trouble finding things to do, since there is a bustling community of artists and artisans, as well as museums, galleries, performing arts, outdoor activities, and sports.
Asheville, North Carolina, which is situated in the Blue Ridge Mountains, has a low cost of living and the cheapest assisted living costs of any city or town on our list. To make matters worse, Asheville also has the highest rate of overall crime. On the other hand, the majority of criminal activity occurs along municipal borders. Low taxes and generally a safe place make this city one of the best retirement cities you can consider. Also, you will experience mild winters and quality health care.
Lower Merion
Lower Merion provides a unique look into America’s history, with three distinct historic districts, over a dozen nationally-recognized historical sites, and two historical organizations (one devoted entirely to deterring horse thieves). It’s also just a short drive from Philadelphia, where you can see the Liberty Bell, Independence Hall, and the iconic “Rocky” stairs (i.e., the Philadelphia Museum of Art).
Lower Merion, though, is more than its historical significance. The municipality, which was also on the list of Best Places to Retire last year, is rich in culture and outdoor activities. There’s no lack of outdoor activities here, from parks, arboretums, and botanic gardens to duck ponds and golf courses. Every summer, you may take part in the town’s Main Line Bike Race or visit one of the 200 museums and 350 theaters within a 15-mile radius.
Lower Merion also has you covered in terms of health. Lankenau Medical Center (the state’s No. 10-ranked hospital) and PALM — the Center for Positive Aging in Lower Merion (which provides free medical exams, an on-site nurse, and fitness training to all citizens 55 and older) are both located in the township. You will feel like you are in the Dominican Republic as this retirement spot is one of the potential places for the lowest taxes there are. Low retiree taxes and a low median monthly rent combined with housing affordability make this place an excellent retirement spot.
Cape Coral
Since the beginning of this decade, Cape Coral’s overall population has been expanding at a rate of 7 percent every single year. Because of this boom, there are now several developers in the city, which means that housing is readily accessible. The average monthly payment for a mortgage is $1,458, while the monthly rent for a golf condo located near the seaside should be less than $2,000.
The assisted living facilities in Cape Coral are pricey; nevertheless, the city itself has a crime rate of under 2.5 percent, making it one of the safest places in all of Florida. Because it has over 400 miles of navigable waterways, Cape Coral is an excellent place to retire for those who like activities such as boating, fishing, participating in water sports, and spending time at the beach. If your retirement preferences include a good community center and miles of beaches combined with low median home prices, Cape Coral is the place to be.
Augusta
Augusta is a great place for retirees to spend their golden years since it has an affordable cost of living, housing options that won’t break the bank, and it doesn’t tax Social Security income. The Garden City has pleasant weather all year round, with balmy summers and bearable winters, making it an excellent place to visit at any time of the year.
Additionally, via the Augusta University Health System, retirees have access to the most cutting-edge medical care available. Visit the Augusta Canal, which has miles of routes for hikers and bikers to explore, if you are seeking things to do in Augusta. Alternatively, you can watch the Masters Golf Tournament. It is the complete opposite of New York City, as it is quiet and safe. It ranks high on this year’s list of the cities with the lowest crime rates.
Cedar Park
Cedar Park, Texas, might be the perfect place for you to retire if you want to enjoy bright skies comparable to those in Florida as well as adequate access to parks, lakes, and other attractions that are located outside. A significant allure for senior citizens is the absence of an individual income tax in both the Sunshine State and the Lone Star State, which makes both states popular retirement destinations.
Cedar Park is a lively suburban city that is located only 30 minutes north of Austin. Its population has increased by an astounding 44 percent in just the last decade, making it one of the fastest-growing communities in the United States. It shouldn’t come as much of a surprise because the town is packed to the gills with things to do, places to go for recreation, and cultural experiences. Although Cedar Park’s close proximity to the state capital is undoubtedly an advantage, you won’t need to travel far outside of the city for most things.
Although housing prices in Cedar Park are just somewhat higher than the national average, they are far lower than those in the adjacent metropolitan region. In the first three months of this year, the typical selling price in the city was $395,525, while in Austin it reached over $600,000. Honorable mention here includes Myrtle Beach in South Carolina. One of the safest cities if you are considering a big move for a low amount of money. A quiet place with low crime rates and a state of the art healthcare system. Also an amazing city with friendly current resident inhabitants.
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